Payment Methods
The following payment methods are supported:
Crypto
Crypto via CEX (USDC on OKX/Binance) is the preferred payment method for most customers. Unlike PayPal or Visa, transferring USDC via OKX or Binance usually incurs no transfer fee, making it the most economical option for international payments.
To pay via OKX, scan my OKX QR code and use the following details:
Recipient's UID: 531491139568678256
Recipient's real name: 张君一
To pay via Binance, scan my Binance QR code or use Binance ID 1213589977.
Warning: Binance is unavailable in some countries, including the United States, Canada, and the Netherlands.
If you are new to crypto, read OKX crypto payment tutorial. You may also use Agent’s invitation codes, which may save around 20 USD: 49819258 (OKX) and GRO_28502_FEJD8 (Binance).
For risk-control purposes, non-custodial wallet P2P transfers are not supported.
Alipay
Alipay is the preferred payment method for many customers in Asia, including Indonesia, Malaysia, Thailand, Singapore, South Korea (partial), the Philippines (partial), and Vietnam (partial). Cross-border payment fees depend on the amount and your location and are usually low.
You can either ask Agent for a payment QR code or provide your Alipay account phone number with country code to receive a payment request.
Pay via Alipay: scan my Alipay QR code. The legal full name is 张君一. If Alipay asks for a middle name, enter 君.
Visa
If you pay with a Visa card, you will pay a service fee, and the exact rate depends on your institution. Transfers usually take about one business day.
Pay via bank transfer through the SWIFT system:
Destination country: China
SWIFT / BIC code: CMBCCNBS
Account name: ZHANG CHENGYUAN
Account number / IBAN: 6214855713710776
CNAPS code: 308331012079
Beneficiary's bank: China Merchants Bank, H.O. Shenzhen, China
Remark: (leave blank)
Or:
Destination country: Hong Kong, China
SWIFT / BIC code: SCBLHKHH
Account name: ZHANG CHENGYUAN
Account number / IBAN: 32086697161
RTGS ID: 003
Beneficiary's bank: Standard Chartered Bank (Hong Kong) Limited
Bank address: Standard Chartered Tower, Floor 15, 388 Kwun Tong Road, Kwun Tong
Remark: (leave blank)
Banks generally do not require recipients to explain the source of small cross-border remittances, but adding a remark may trigger manual clarification and delay processing. Once your payment is confirmed, you can ask Agent for a screenshot of the receipt.
PayPal
PayPal is convenient, but withdrawal difficulty increases the cost for Chinese merchants. An additional 4% will be charged.
Pay via PayPal: https://paypal.me/hqywygd
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